Three Areas of Care. One Clear Conversation
Dental, vision and hearing benefits can vary significantly between plans. We’ll review what your current coverage includes and whether separate coverage may fit your needs.

Dental
Ask about cleanings, fillings, crowns, and dentures.

Vision
Ask about exams, frames, lenses, and contacts.

Hearing
Ask about hearing exams, devices, and follow-up care.
Start With the Coverage You Already Have

Benefits in Your Current Plan
Check what is already
included.
We'll review existing benefits before discussing additional options.

Separate
Coverage Options
Explore available policies
and their limitations.
What Should You Compare?

Your Providers
Confirm that your preferred dentists, eye doctors and hearing providers participate.

Premiums and Copays
Compare premiums, deductibles, copays and costs beyond the plan’s allowance.

Waiting Periods
Check how long you may need to wait before certain services become available.

Annual Benefit Limits
Review annual maximums and how much the plan may pay toward covered care.

Covered Services
Compare preventive and major services, including exams, eyewear, hearing aids and dental procedures.

Exclusions & Frequency Limits
Review exclusions, service frequency, replacement schedules and other coverage rules.




